Gavin McLeod
Call: 2010
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Banking & Financial Services Profile

Gavin undertakes a significant amount of work in the context of secured lending. He has appeared on a number of contested applications for charging orders and orders for sale. In undertaking mortgage work for various lenders, he has advised upon and argued points concerning overriding interests and questions of priority, as well as enforceability having regard to consumer and regulatory protections (under the 2000 Act, 2001 Regulations, the Mortgages Directive, etc.). On the other side, he has advised mortgagors of their rights, for instance as against mortgagees in possession, and as to their prospects of avoiding possession or having it suspended under the Administration of Justice Acts.

Gavin has experience of arguments under the Consumer Credit Act 1974, including those alleging an unfair relationship. He has acted successfully for lenders at trials defending possession or seeking to have guarantees set-aside, having regard to pleas of unenforceability, undue influence and similar. In light of the remainder of his practice in property and Chancery work, he is particularly interested in questions of priority of title and of equitable claims/defences as they arise in respect of banking law.